What's Covered

Your plan fully covers the cost of your benefits. That means you don’t pay anything for covered services. Some examples are:

• Your visit with your primary care team
• Preventive care
• Diagnostic medical tests in your doctor's office
• Chiropractic care
• Rehabilitation services
• Mental health and substance use disorder services
• Home health care
• Outpatient surgery
• Emergency care
• And more

What's not covered

• If a doctor or clinic says you’re not covered
• If a service is out-of-network and you don’t have a referral (some services are exempt from this rule)
• Services that occurred before your plan started or after your plan ended
• If BCBSND denied approval or later appeal
• It is not listed in your Certificate of Insurance

• Medicaid Expansion Member Services: 833-777-5779

• BCBSND.com
• Our Partners in Health: Providers
• Privacy & Legal
• Health Plan Accreditation

Blue Cross Blue Shield of North Dakota is an independent licensee of the Blue Cross Blue Shield Association, serving residents and businesses in North Dakota. All rights reserved.

© 2024 Blue Cross Blue Shield of North Dakota. All rights reserved.