HSBC Credit Card Benefits in UAE – Types and How to Apply

HSBC Credit Cards in UAE and How to Apply

With over 40 million customers worldwide, HSBC is one of the world’s largest banking and financial services organizations. In the UAE, HSBC offers banking for personal and business purposes. The services they offer include digital banking, insurance services, as well as investment and loan products. HSBC also offers several credit card features for any kind of lifestyle you may have in the UAE.

To have an idea of what banking with HSBC means for your professional and lifestyle needs, we will look at some of the credit cards offered by HSBC in the UAE. Credit cards are a great way to enjoy travel, leisure, and even simple trips to the supermarket because of the many perks and freebies you can get from them.

In this post, we will look into the perks and features offered by some of the most popular HSBC credit cards in the UAE. This will help you better understand which suits your lifestyle needs as well as financial goals. This can also help you better manage your spending and finances in the long term.

Types of HSBC Credit Cards in the UAE
- HSBC Zero Credit Card
- HSBC Cashback Credit Card
- HSBC Black Credit Card
- HSBC Premier Credit Card
- HSBC Advance Credit Card
- HSBC Platinum Select Credit Card
- What are the Documents Needed to Apply for an HSBC Credit Card?
Types of HSBC Credit Cards in the UAE

As a global bank, HSBC provides flexibility in your personal and business transactions. Whether you are a frequent traveler, a businessman, or a family person, you can always take advantage of the advantages of your HSBC Card. Check out which one suits your needs today:

HSBC Zero Credit Card

Annual Fee: N/A
Interest Rate/Month: 3.5%
Salary Requirement: AED 10,000

Benefits and Features:
- Zero over limit fee
- Zero cash advance fee
- Zero processing fees on balance transfers
- Zero-interest on purchases
- Flexi installment Plan
- Complimentary HSBC Entertainer App
- Great Discounts on Dining in the UAE
- Buy 1-Get 1 Free Movie Tickets at VOX Cinemas
- Access to Visa Luxury Hotel Collection (VLHC)
- DragonPass Dine & Fly
- Exclusive Offers Abroad
HSBC Cashback Credit Card

Annual Fee: N/A
Interest Rate/Month: 3.25%
Salary Requirement: AED 10,000

Benefits and Features:
- Get 10% Cashback on fuel, 3% on supermarket purchases, and 1% on all other expenses
- No annual fees for the first year, fees will be charged if minimum spending is not met starting year 2
- No minimum spend required to avail cashback
- Can get buy 1-get 1 offers on movie tickets on VOX Cinemas
- Great discounts on dining at selected restaurants
- Get up to 4 Careem rides on 15% off
- Access to golf clubs
- Huge discounts on shopping, entertainment, and leisure
- Get purchase protection for your purchases
HSBC Black Credit Card

Annual Fee: AED 1,575
Interest Rate/Month: 2.25%
Salary Requirement: AED 50,000

Benefits and Features:
- High Travel Benefits
- Huge Discounts on travel bookings
- Air miles for every AED spent
- Great usability in the UAE and abroad
- Globally recognized business features
- Access to a team of financial advisers to achieve your financial goals
- Instant limit approval
- 24-hour delivery of your card
- Forex rate stands at 2%
- Interest-free period of up to 56 days
- Transfer your balance at 0% rate for 6 months
  - A 2.99% or AED 200 processing fee, whichever is higher, applies
- Complimentary access to lounges at more than 850 airports around the world
- 20% discount on business class/premium economy flights at British Airways and 15% discount in first class flights on British Airways flights from UAE to UK, Europe, USA, and Canada.
- Travel Discounts with Clear Trip, Agoda, and Ministry of Villas
- Complimentary nights with Starwood hotels and resorts.
- 15% Discount on your stay at Prime Luxury Serviced Apartments.
- Complimentary upgrade to Gold Tier in Qatar Airways Privilege Club.
- Free valet parking across Dubai and Abu Dhabi
- Can get buy 1-get 1 offers on movie tickets on VOX Cinemas
- International concierge available with this card
- Great offers and AED 350 signup bonus at Reebonz
- 20% off on three rides with Careem
- Avail travel inconvenience and travel medical insurance with this card
HSBC Premier Credit Card

Annual Fee: N/A
Interest Rate/Month: 2.75%
Salary Requirement: AED 50,000

Benefits and Features:
- Internationally recognized in over 32 million establishments
- Access to a team of financial advisers to achieve your financial goals
- Instant limit approval
- 24-hour delivery of your card
- Forex rate stands at 2%
- Interest-free period of up to 56 days
- Transfer your balance at 0% rate for 6 months
  - A 2.99% or AED 200 processing fee, whichever is higher, applies
- Get 10% discount on Expedia hotel booking and free Expedia gold membership reward
- Avail 15% discount on British Airways fares for flights from UAE to UK, Europe, USA, and Canada.
- Get a 7% discount with AGODA at over 180,000 hotels.
- Book rides with Uber worth AED 100
- Avail discounted air lounge access with lounge key.
- Get travel insurance with this card
- Get credit card insurance with this card
- Avail purchase protection on all your purchases made with this card.
- 50% Advance cash limit
- Free valet parking
- Access HSBC mobile app for more discounts and offers.
- Buy-1,get-1 free tickets at VOX cinemas with this card.
- Avail supplementary cards with this card.
- Complimentary global Wi-Fi through Boingo, to keep you updated and stay connected with the world.
HSBC Advance Credit Card

Annual Fee: N/A
Interest Rate/Month: 2.99%
Salary Requirement: AED 15,000

Benefits and Features:
- Earn 1 air mile for every AED spent
- Free valet parking
- Discounts on movie tickets
- Internationally recognized in over 32 million establishments
- Access to a team of financial advisers to achieve your financial goals
- Instant limit approval
- 24-hour delivery of your card
- Forex rate stands at 2%
- Interest-free period of up to 56 days
- Transfer your balance at 0% rate for 6 months
  - A 2.99% or AED 200 processing fee, whichever is higher, applies
- Free lounge access at airports in the MENA region
- Avail of various dining, travel, and entertainment discounts.
- Free HSBC app, where you can get up to 8,000 ‘buy 1, get 1’ offers.
- Free valet parking across Dubai and Abu Dhabi.
- Airline and Hotel discounts of up to 30%
- Get 20% discount on Careem rides across the region.
- Get benefits on luxury online shopping bonuses and a 6% discount with Reebonz.
- Get a 25% discount with MyUS.
- Get ‘Buy 1, Get 1’ tickets at VOX Cinemas.
- Enjoy a specific discount of 15% with British Airways.
- Credit shield option available for this card.
- Purchase protection available for this card.
HSBC Platinum Select Credit Card

Annual Fee: N/A
Interest Rate/Month: 3.25%
Salary Requirement: AED 10,000

Benefits and Features:
- Get 1 air mile on every AED 4 spent
- Buy 1, Get 1 offers
- Discounts at VOX Cinemas
- Internationally recognized in over 32 million establishments
- Access to a team of financial advisers to achieve your financial goals
- Instant limit approval
- 24-hour delivery of your card
- Forex rate stands at 2%
- Interest-free period of up to 56 days
- Transfer your balance at 0% rate for 6 months
  - A 2.99% or AED 200 processing fee, whichever is higher, applies
  How to Apply for an HSBC Credit Card in the UAE:
  - Should transfer salary to HSBC UAE account
  - A minimum salary ranging from AED 5,000 to 50,000 is required
  - Available for UAE residents only
  To apply for your credit card of choice, you may visit the HSBC UAE website to apply online or visit any HSBC UAE bank near you.
  
  What are the Documents Needed to Apply for an HSBC Credit Card?
  - Emirates ID for validation
  - Resident visa (for expats)
  - Passport
  - Salary transfer letter
  How to Pay for an HSBC Credit Card
  
  You may settle your credit card bills at any of the following payment locations in the UAE:
  - at HSBC branches or HSBC ATMs across the UAE
  - via other banks’ online banking platforms, by transferring money to your HSBC Zero Credit Card account
  Also, if you have an HSBC bank account, you can pay your credit card bill through online, mobile, or phone banking.
  
  HSBC Contact Information
  
  Address: HSBC Bank Middle East Limited UAE Branch, P.O. Box 66, Dubai, UAE
  Website: https://www.hsbc.ae/
  Email: contactus.me@hsbc.com
  
  HSBC Credit Card Customer Care Number
  
  +800 444 7773 (Inside the UAE)
  +971 4 224 1000 (Outside the UAE)
  
  Whether you’re a working individual, a parent, or a businessman, HSBC’s banking solutions have got you covered.
  
  The convenience of having a credit card offers lots of benefits for your individual, family, and professional needs.
  
  The perks and freebies offered by HSBC are among the best in the UAE. You can check with HSBC’s offers today to enjoy the benefits that match your lifestyle. Whatever you do or wherever you are, there is a perfect HSBC credit card suited for your personal needs.
  
  Have you tried applying for a credit card with HSBC yet? How was your experience? Are there any other tips that those interested in applying for a credit card should know? Let us know by leaving a comment in the section below!